Cheapest car insurance for young drivers Historically, drivers under the ages of 21 or even 25 i some cases, have not been the most popular people with car insurance companies and their acturual tables! basically the younger a driver is the higher the percieved risk by the insurers. Young male drivers are actually a higher risk than young females according to the statistics, paritcularly when driving with passengers. So basically if you want to know what insurers would consuder a nightmare customer, its a young male driver with convictions, looking to insure a high performance car such as a Cosworth, Impreza WRX, GTI, RX-7, Toyota Supra, Evo, Civic type R or any of the current crop og GTI hatchbacks or Japanese grey imports so popular amongst young male drivers!

Young drivers cheap car insurance Some people wonder why the premiums for young drivers are so high and feel its unfair, but at the end of the day insurance companies work on hard facts and statistics and the facts point to young male drivers having more accidents than any other risk group.The records show that teenage male drivers have more accidents than any other, this can be explained with their relative lack of driving experience but possibly peer pressure has a role to play. Teenage car insurance However young drivers still need insurance to stay legal, so how can we find the cheapest insurance quotes and keep the costs down for these young drivers?

1)Check out the cars insurance group – before to buying or paying a deposit!

2) Consider taking advanced driving training and taking the IAM test (Institute of Advanced Motoring)

3) Try and avoid going on your parents insurance policy unless there is no other way, as while a named driver on someone else’s policy you are not qualifying for no claims bonus

4) When getting quotes for car insurance try one of the big brokers first to get an idea of cost then try one of the specialised brokers who deal with young drivers on a day to day basis and see if they can beat the price. Related Posts:

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